mccollumA bill that would protect credit card users from certain kinds of rate hikes could also mean visitors to Voyageurs National Park in northern Minnesota could legally pack heat. Yesterday, the U.S. House of Representatives passed the Credit Cardholders’ Bill of Rights, but only after approving a separate amendment attached in the Senate by Republican Sen. Tom Coburn of Oklahoma, which would allow concealed weapons to be brought into national parks in states where such laws exist. Minnesota Rep. Betty McCollum called the amendment “nothing short of insane.”

The language of Coburn’s amendment stated that the rule would “protect innocent Americans from violent crime in national parks and refuges.”

But Minnesota Democrat McCollum characterized the amendment as “a political game played at the expense of millions of families who will visit our national parks seeking enjoyment, recreation, and peace.” She continued:

“This is a shameful example of the failure of the legislative process and I would urge President Obama to veto the Credit Cardholders’ Bill of Rights and send it back to Congress to take the guns out. What rationale is there for the need to carry a concealed weapon on the steps of the Lincoln Memorial? The only rationale can be for politicians to score political points with the NRA. Our national parks are treasures. They don’t need to be protected by random people carrying loaded, concealed weapons around millions of vacationing families.”

When asked about the connection between guns and credit cards, Coborn replied, “Easy. … It’s not about guns. It’s about states’ rights, being able to determine what is in the best interests of them and it’s about the Second Amendment and it’s not about bureaucrats telling Americans when their rights will be taken away.”

President Obama says he plans on signing the bill into law by Memorial Day, the symbolic start of the summer camping season. It includes several major provisions to protect and inform credit card users, including requiring 45 days notice when fees or interest rates are to change, stops “double billing,” banning rate hikes on existing balances (except when introductory offers expire), and others.

The bill was divided into two parts in a parliamentary maneuver. Coburn’s amendment passed the House by a 279 to 147 margin, and the credit card reform bill passed on a separate 361 to 64 vote. In the Senate, the combined bill passed by a 90 to 5 vote.

Read McCollum’s statement on the House floor (pdf).