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	<title>Comments on: 10 ways insurance companies will get out of reforming</title>
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		<title>By: oldman13</title>
		<link>http://minnesotaindependent.com/57040/10-ways-insurance-companies-will-get-out-of-reforming/comment-page-1#comment-53162</link>
		<dc:creator>oldman13</dc:creator>
		<pubDate>Mon, 05 Apr 2010 06:03:18 +0000</pubDate>
		<guid isPermaLink="false">http://minnesotaindependent.com/?p=57040#comment-53162</guid>
		<description>1)Raise premiums? Yes. The bill requires no limits on lifetime expenses and more things covered, =higher cost
2)Prexisting conditions? Does anyone honestly think this wont be changed to start sooner? Equals higher premiums
3)Changing insurance? Any plan that doesn&#039;t meet the new as yet to be written requirements will be illegal. It looks like high deductibles with HSA&#039;s will be illegal.
4)Make life difficult for doctor&#039;s? Harder than the 6 to 9 months it takes medicare to pay? And the 21% cuts?
8)You mean insurance companies might copy the government in trying to punish people for what they eat or smoke like Mayor Bloomberg? Like nanny state Politicians?
9) Currently over 55 folks pay 7 to 8 times higher premiums. Those wont change but young peoples will double or triple to get to the new ratio of only 3 times higher. 
My old boss was paying over $1500 a month for insurance. He retired and now buys over $600 a month of private insurance to cover what medicare doesn&#039;t. We don&#039;t even know what the government requirements for policies is yet. According to President Obama we have in the last month gone from 32 million uninsured Americans to 50 million uninsured Americans. Wow! 18 million more without insurance since the bill was signed.</description>
		<content:encoded><![CDATA[<p>1)Raise premiums? Yes. The bill requires no limits on lifetime expenses and more things covered, =higher cost<br />
2)Prexisting conditions? Does anyone honestly think this wont be changed to start sooner? Equals higher premiums<br />
3)Changing insurance? Any plan that doesn&#8217;t meet the new as yet to be written requirements will be illegal. It looks like high deductibles with HSA&#8217;s will be illegal.<br />
4)Make life difficult for doctor&#8217;s? Harder than the 6 to 9 months it takes medicare to pay? And the 21% cuts?<br />
8)You mean insurance companies might copy the government in trying to punish people for what they eat or smoke like Mayor Bloomberg? Like nanny state Politicians?<br />
9) Currently over 55 folks pay 7 to 8 times higher premiums. Those wont change but young peoples will double or triple to get to the new ratio of only 3 times higher.<br />
My old boss was paying over $1500 a month for insurance. He retired and now buys over $600 a month of private insurance to cover what medicare doesn&#8217;t. We don&#8217;t even know what the government requirements for policies is yet. According to President Obama we have in the last month gone from 32 million uninsured Americans to 50 million uninsured Americans. Wow! 18 million more without insurance since the bill was signed.</p>
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		<title>By: Dano</title>
		<link>http://minnesotaindependent.com/57040/10-ways-insurance-companies-will-get-out-of-reforming/comment-page-1#comment-52949</link>
		<dc:creator>Dano</dc:creator>
		<pubDate>Thu, 01 Apr 2010 19:16:55 +0000</pubDate>
		<guid isPermaLink="false">http://minnesotaindependent.com/?p=57040#comment-52949</guid>
		<description>Yes we can! ahhahaahhaahahaha</description>
		<content:encoded><![CDATA[<p>Yes we can! ahhahaahhaahahaha</p>
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		<title>By: Dano</title>
		<link>http://minnesotaindependent.com/57040/10-ways-insurance-companies-will-get-out-of-reforming/comment-page-1#comment-52948</link>
		<dc:creator>Dano</dc:creator>
		<pubDate>Thu, 01 Apr 2010 19:15:26 +0000</pubDate>
		<guid isPermaLink="false">http://minnesotaindependent.com/?p=57040#comment-52948</guid>
		<description>All this mess just because 15% of the population doesn&#039;t have insurance.  What a waste.</description>
		<content:encoded><![CDATA[<p>All this mess just because 15% of the population doesn&#8217;t have insurance.  What a waste.</p>
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		<title>By: Lane</title>
		<link>http://minnesotaindependent.com/57040/10-ways-insurance-companies-will-get-out-of-reforming/comment-page-1#comment-52922</link>
		<dc:creator>Lane</dc:creator>
		<pubDate>Thu, 01 Apr 2010 14:46:31 +0000</pubDate>
		<guid isPermaLink="false">http://minnesotaindependent.com/?p=57040#comment-52922</guid>
		<description>By removing employer mandates, the employees would no longer be subject to the limited choices offered by human resources with those choices changing every year. And by removing healthcare as a business expense, the playing field will be much more level between American companies and businesses elsewhere who do not have to provide health benefits due to national healthcare.\

Additionally, this new system can include prescription drug and dental coverage. Within the constraints of individual privacy, this system will also be completely transparent in what will be covered along with other important details such as finances, health outcomes by procedure as well as by health provider/installation, and so on. I am sure there&#039;s plenty of other ideas that can be incorporated in such a system so long as it benefits all of us Americans.</description>
		<content:encoded><![CDATA[<p>By removing employer mandates, the employees would no longer be subject to the limited choices offered by human resources with those choices changing every year. And by removing healthcare as a business expense, the playing field will be much more level between American companies and businesses elsewhere who do not have to provide health benefits due to national healthcare.\</p>
<p>Additionally, this new system can include prescription drug and dental coverage. Within the constraints of individual privacy, this system will also be completely transparent in what will be covered along with other important details such as finances, health outcomes by procedure as well as by health provider/installation, and so on. I am sure there&#8217;s plenty of other ideas that can be incorporated in such a system so long as it benefits all of us Americans.</p>
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		<title>By: Lane</title>
		<link>http://minnesotaindependent.com/57040/10-ways-insurance-companies-will-get-out-of-reforming/comment-page-1#comment-52915</link>
		<dc:creator>Lane</dc:creator>
		<pubDate>Thu, 01 Apr 2010 14:28:56 +0000</pubDate>
		<guid isPermaLink="false">http://minnesotaindependent.com/?p=57040#comment-52915</guid>
		<description>What HCR? It is really HIR - and a lame one, at that. Health Insurance Reform. I&#039;ve seen nothing to indicate that this HIR will address many of the fundamental flaws in the way health care is delivered here in these States. What we really need is truly tranformative HCR, and the only way to accomplish that is to establish a single-payer, universal health care system financed perhaps by a national sales tax. Such a system would totally replace the current, broken infrastructure including employer mandates; health insurance companies; various government programs including Medicaid, GAMC and VA; and so on. There would no longer be a need for medical provisions in homeowners and auto policies. Health professionals can go back to the business of providing health care full-time. People will no longer waste hours and hours poring over health plan details as well as being tied up on the phone fighting with insurance company representatives to get this or that covered. People won&#039;t have to worry about getting medical care when traveling within the States. All children and veterans will get the care they need. Such a system will necessarily have to be financed by an independent agency so that it is not subject to political influences, and yet the agency will be held accountable to ensure that the new system continues to improve and be responsive to the needs of us citizens. Simplify, simplify, and then keep it simple! MEDICARE FOR ALL!</description>
		<content:encoded><![CDATA[<p>What HCR? It is really HIR &#8211; and a lame one, at that. Health Insurance Reform. I&#8217;ve seen nothing to indicate that this HIR will address many of the fundamental flaws in the way health care is delivered here in these States. What we really need is truly tranformative HCR, and the only way to accomplish that is to establish a single-payer, universal health care system financed perhaps by a national sales tax. Such a system would totally replace the current, broken infrastructure including employer mandates; health insurance companies; various government programs including Medicaid, GAMC and VA; and so on. There would no longer be a need for medical provisions in homeowners and auto policies. Health professionals can go back to the business of providing health care full-time. People will no longer waste hours and hours poring over health plan details as well as being tied up on the phone fighting with insurance company representatives to get this or that covered. People won&#8217;t have to worry about getting medical care when traveling within the States. All children and veterans will get the care they need. Such a system will necessarily have to be financed by an independent agency so that it is not subject to political influences, and yet the agency will be held accountable to ensure that the new system continues to improve and be responsive to the needs of us citizens. Simplify, simplify, and then keep it simple! MEDICARE FOR ALL!</p>
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		<title>By: sueinmn</title>
		<link>http://minnesotaindependent.com/57040/10-ways-insurance-companies-will-get-out-of-reforming/comment-page-1#comment-52819</link>
		<dc:creator>sueinmn</dc:creator>
		<pubDate>Wed, 31 Mar 2010 23:57:06 +0000</pubDate>
		<guid isPermaLink="false">http://minnesotaindependent.com/?p=57040#comment-52819</guid>
		<description>Insurance companies will never stop trying to find ways to make more, paying out less. When will citizens realize Single Payer is the only option for real reform? Afraid of government screwing you?? What are the insurance companies doing to you? At least government cannot make a profit! They just need to be held to the rug or the letter of the law to leaven funds alone and not use them to support wars and everything else!</description>
		<content:encoded><![CDATA[<p>Insurance companies will never stop trying to find ways to make more, paying out less. When will citizens realize Single Payer is the only option for real reform? Afraid of government screwing you?? What are the insurance companies doing to you? At least government cannot make a profit! They just need to be held to the rug or the letter of the law to leaven funds alone and not use them to support wars and everything else!</p>
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